List of People Who Will NOT Get a 2nd Stimulus Check
If you haven’t heard, the U.S. government is working on a plan to send a second economic stimulus check to Americans who qualify during the COVID-19 Coronavirus Pandemic. Similar to the first stimulus check, eligible people will get their money either direct deposited or by mail.
Didn’t get the First Stimulus Check?
If you filed a 2018 or 2019 tax return or receive government benefits, you should have received a stimulus check from the CARES act. And, at this point most people have already gotten theirs. If you haven’t, then be sure follow up and see if the IRS needs something from you.
For example, if you aren’t required to file taxes, then go to the Non-Filers site and give them any info they may need so they can find you. That site will be available until October 15, 2020.
Or, if you mistakenly threw away your stimulus check because you thought it was junk mail, then here’s what to do to report your stimulus check payment card lost or stolen.
#EIPCards come in a plain white envelope to guard against fraud. If you lost or threw away your EIP card call 1-800-240-8100 for a FREE replacement (option 2 from main menu). pic.twitter.com/m5XwhSsjT9
— Monica Crowley (@TreasurySpox) May 29, 2020
You can also call 800-240-8100 to request a replacement. To request a new card, press option 2 when prompted.
Here’s Who Would Qualify for Stimulus Payment Under the HEALS Act
- A single US resident with an adjusted gross income less than $99,000.
- Head of a household earning under $146,500.
- Couple filing jointly without children and earning less than $198,000.
- A dependent of any age.
- Individuals who have no income and those whose income comes from programs such as SSI benefits are still eligible for the full rebate amount.
In short, if the IRS doesn’t know where to find you, then tell them here. So, you can get your stimulus payment in a timely manner.
These Would Not Get a Stimulus Check Under HEALS Act
Here are some examples of people who would not qualify for a second stimulus check.
- Immigrants: the HEALS Act includes American citizens and residents with a Social Security number, but leaves out an estimated 15 million people in immigrant families.
- Dead People: it almost goes without saying that the dead shouldn’t get a stimulus check. Those who died are not eligible. Checks mistakenly sent are supposed to be returned to the IRS. An estimated 1.1 million checks were sent to dead people during the first round of stimulus payments. Oops.
- Prisoners: incarcerated people are not eligible to receive the second stimulus check. And, checks sent mistakenly to people who are in jail should be returned to the IRS.
No Stimulus Check if You’re Newly Divorced
Be sure to read this carefully! I’m not suggesting people who recently got divorced will not qualify for stimulus.
- Divorcees: Those who filed 2019 taxes as married, but are no longer married. Stimulus checks for couples filing jointly go to one single bank account used when taxes were filed. If the couple did not use direct deposit, the stimulus will be sent to the address used to file. So, if the couple are no longer on speaking terms, they may have trouble getting the other person to cough up their part of the money. If this is you, get a head start now! Be sure to check your status and contact the IRS to let them know about the change in your status.
If you no longer have access to a joint account used to file taxes, you should seek experienced legal advice regarding how to recover any applicable portion you may be owed.
No Stimulus Check for Separated Parents
Again, read this carefully! Separated parents should make arrangements now for when the money comes in.
- Parents who share custody of their children often ‘share’ claiming their kids on their taxes. For example, one year mom claims them, and the next year dad claims them. In this case, whichever parent claimed them in 2019 will be the one who is sent the extra dependent stimulus money. Of course, the IRS would not split the payment and give half to each parent. That’s up to the receiving parent to split fairly.
No Stimulus Check for New Parents… Yet
- Parents of children born in 2020. The $500 dependent payment is based on 2019 tax returns. Therefore, babies born in 2020 will not get the dependent payment as part of their second stimulus payment. But, don’t worry. Because, when you file your 2020 taxes, you should be able to claim both the first and second stimulus dependent payments for your child(ren) born in 2020. In addition, HEALS act does not specify a dependent cap. Whereas, the HEROES act capped them at three. In other words, the maximum amount a family could get for dependents was $1,500 total.
What Else Could Be Covered in a Second Round of Economic Stimulus?
Remember, this is still being negotiated in Congress. But, here are some things they’re discussing:
- Unemployment benefits: The $600 extra per week included in the CARES act came to an end on July 25. However, the HEALS act has proposed continuing the extra pandemic unemployment assistance (PUA) at the rate of $200 per week through October. And, then moving to a system that will pay a percentage of – but not to exceed their normal wages.
- Liability shield: a five-year “liability shield” meant to protect businesses, universities, schools and hospitals from being sued over coronavirus-related damages.
- State aid: allows states to use existing $150 billion pot of funds from the CARES act in a more flexible manner, such as closing their massive budget deficits – which was previously prohibited.
- Education funding. This would include funding for K-12 as well as higher education.
- Paycheck Protection Program: including small business loans to help companies continue to pay their employees. The program also faced some criticism for benefiting large firms such as the Los Angeles Lakers and Shake Shack, although many of the most controversial loans were promptly repaid.
- Health funding: this includes funding for testing, as well as funding for National Institutes of Health (NIH) and the Centers for Disease Control and Prevention (CDC).
- Business Tax Deduction on Meals: the legislation offers a 100 percent deduction on business meals through the end of 2020. Although critics point out that few businesses are paying for their employees to eat out during the pandemic.
Missing from HEALS Act; Included in HEROES Act:
- Hazard Pay for Essential Workers: one big negotiating point is adding hazard pay for essential workers.
- Eviction protection and bill collections protections: included in the HEROES act passed by the House in May, but is not included in the Senate HEALS act currently being debated.
- Food stamps: also being discussed.
This is a developing story; and, we will keep you updated as more information becomes available.
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Source: IRS, Washington Post,
